I have to admit upfront that I’ve had a Mint.com account for a very long time and never used it. Every time I went to enter my account information something made me pause.

“What am I thinking? I am really going to trust them with all of my money?”

When a technology journalist I like to follow mentioned that he finally entered his account information because his security concerns had finally been met, I thought I would finally take the plunge. Then, suddenly out of nowhere, Intuit decides to buy Mint.com.

This turn of events has made me pause once more. What exactly will the purchase mean for Mint.com? Many in the blogosphere who like Mint predict it’s the beginning of it’s demise. They don’t like Intuit’s website and think the same people will bring their terrible ideas to Mint.

The founder of Mint.com, Aaron Patzer, wrote in a blog post that this:

“could bring Mint.com’s unique approach to personal financial management to millions more consumers and small businesses.”

The interesting thing to note is that both the Windows and Mac updates to Intuit’s desktop Quicken software is about to ship and won’t get to see any of Aaron’s “unique approach”. Indeed, Intuit publicist Scott Gulbransen has confirmed as much.

So…I’m back where I was, interested in Mint’s online service (I think I’d love the iPhone app), but afraid to take the plunge.

Do you use Quicken Online or Mint? How do you think this will affect you?